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Employees have LESS power in the organization when:
APS (Average Propensity to Save)
The fraction of total income that is saved by the average household.
Disposable Income
The amount of money an individual or household has to spend or save after income taxes have been deducted.
Saving
The act of setting aside money for future use rather than spending it immediately.
Disposable Income
The available financial amount for households to use in saving or spending after accounting for income tax.
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