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Which of the following is LEAST likely to be a convenience product for most consumers?
Chapter 13
A form of U.S. bankruptcy allowing individuals earning regular income to develop a plan to repay all or part of their debts over time.
Debtor
A party that has a financial obligation or debt to another party, referred to as the creditor, within a commercial transaction.
Automatic Stay
A legal provision that halts proceedings and lawsuits against a debtor immediately upon the filing of a bankruptcy petition.
Chapter 7
A provision of the United States Bankruptcy Code dealing with asset liquidation for the debtor to pay off creditors.
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