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Explain what was the credibility theory of the EMS.
Proceeds
The total amount of money received from a sale or transaction.
Replacement Cost
The amount of money required to replace damaged or lost assets with new ones of the same or similar quality.
Coinsurance Clause
A provision in insurance policies that requires both the insurer and the insured to share the costs of claims according to a fixed percentage.
Fire Insurance Policy
A contract that provides financial compensation to the insured in case of fire damage to property or goods.
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