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Reporting Agencies
Organizations that collect, compile, and distribute information about individuals or companies, especially for credit reporting, background checks, or statistical purposes.
Credit Reports
Documents that contain detailed information about an individual's credit history, including loans, credit cards, and payment history.
Closed-end Credit
A type of loan where a consumer borrows a specific amount of money and agrees to repay it over a fixed period with scheduled payments.
Financing
The act of providing funds for business activities, making purchases, or investing.
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