Which of the Following Is True Regarding Whether the Insureds

question 44

Multiple Choice

Which of the following is true regarding whether the insureds in the "Case Opener" were entitled to insurance coverage for imported toxic Chinese drywall used in their home?

• A) The court ruled that the insureds were entitled to coverage for both property damage and personal injury based on their insurance company's warranties.
• B) The court ruled that the insureds were entitled to property damage coverage because of their insurance company's warranties, but not coverage for personal injuries.
• C) The court ruled that the insureds were entitled to coverage for personal injuries because of their insurance company's warranties, but not coverage for property damage.
• D) The court ruled that the insureds were entitled to full coverage only if they could establish that the insurer knew of the drywall problems when it issued the policy.
• E) The court ruled that the insureds were not entitled to coverage.

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Definitions:

Thorndike's Law of Effect

A psychological principle stating that behaviors followed by satisfying consequences are likely to be repeated, while those followed by unpleasant consequences are less likely to be repeated.

Pleasant Events

Activities or experiences that induce a state of enjoyment, happiness, or satisfaction.

Unpleasant Events

Incidents or occurrences that cause discomfort, distress, or unhappiness.

Partial Reinforcement

One of several reinforcement schedules in which not every correct response is reinforced.