Which of the Following Was the Result in Hartford Underwriters

question 33

Multiple Choice

Which of the following was the result in Hartford Underwriters Insurance Company v.The Cincinnati Insurance Company,the case in the text involving whether insurance coverage was available to a party injured when a vehicle hit her while she was loading a van and the policy at issue provided coverage for a person "occupying" a vehicle defined as "in,upon,getting in,on,out or off"?

• A) That a jury question was presented as to the meaning of the policy language.
• B) That any ambiguity in the language was resolved against the insurer writing the policy, that a reasonable reading of the policy included the claim, and that coverage was therefore available.
• C) That any ambiguity in the language was resolved against the claimant, that a reasonable reading of the policy indicated that incidents of the type involved were excluded, and that coverage was therefore unavailable.
• D) That the language was not ambiguous and that it clearly provided coverage.
• E) That the language was not ambiguous and that it clearly excluded coverage.

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Definitions:

Utricle

A small, fluid-filled sac in the vestibular system of the inner ear, aiding in the sense of balance.

Vestibule

An entrance or enclosed area between the outer door and the interior parts of a building or structure.

Auditory Tube

Also known as the Eustachian tube, it connects the middle ear to the nasopharynx, helping to equalize pressure in the middle ear.

External Acoustic Meatus

The ear canal, a passage leading from the outer ear to the eardrum.