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Under the Equal Credit Opportunity Act, Creditors May Not Deny

question 30

True/False

Under the Equal Credit Opportunity Act, creditors may not deny credit on the basis of whether the applicant receives public assistance benefits.


Definitions:

Just-world Phenomenon

The cognitive bias to believe that the world is inherently fair and that people get what they deserve.

Social Identity

The perception of oneself shaped by one's affiliations with various groups.

Other-race Effect

A psychological phenomenon where individuals are better at recognizing faces of their own race than those of other races.

Self-esteem

An individual's subjective evaluation of their own worth, including feelings of confidence, respect, and self-acceptance.

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