Which of the Following Is Not Expressly Prohibited by the Fair

question 63

Multiple Choice

Which of the following is not expressly prohibited by the Fair Debt Collection Practices Act?

• A) Using obscene language toward a customer.
• B) Contacting a debtor who has notified the collection agency that he or she wants no contact with the agency.
• C) Contacting the debtor after 8 p.m.
• D) Contacting the debtor before 8 a.m.
• E) Misrepresenting the collection agency as a lawyer or a police officer.

---

Definitions:

Manipulated

Being controlled or influenced in a clever and often unfair or selfish way.

Experiment

A research procedure in which a variable is manipulated and the effect of the manipulation is observed.

Observational Study

A type of research in which the investigator observes and records behavior or outcomes without manipulating the study environment or subjects.

Ethical Concern

Issues or situations that require careful consideration of principles of right and wrong in making decisions.