Which of the Following Actions or Statements by a Debt

question 5

Multiple Choice

Which of the following actions or statements by a debt collector would be least likely to violate the Fair Debt Collection Practices Act?

• A)Contacting the debtor's adult son to determine whether the debtor has the financial resources to pay the debt.
• B)Telling the debtor that a failure to pay the debt on time will lead to her imprisonment.
• C)Repeatedly telephoning the debtor at home after she arrives home from work.
• D)Telling the debtor the exact legal course of action the creditor intends to take if the debt is not paid on time.

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Definitions:

Additive Mix

A process of color mixing where the combination of various colors of light results in a brighter light.

Trichromat

An individual who has full color vision, resulting from the normal functioning of all three types of cone cells in the retina, enabling the perception of all colors.

Color Spectrum

The range of all possible frequencies of electromagnetic radiation, visible to the human eye as different colors.

See Colors

The perceptual experience of different wavelengths of light, interpreted by the visual system as colors.