Examlex
A defendant's constitutional right to be free from compelled testimonial self-incrimination not only bars the prosecution from calling him/her as a witness at the trial of a criminal case against him/her,but also bars the plaintiff from calling him/her as a witness at the trial of a civil case against him/her.
Accident Forgiveness
An auto insurance feature that protects the insured from a rate increase following the first at-fault accident they cause.
Risky Driving
Driving behavior that increases the likelihood of an accident or harm, such as speeding, driving under the influence of alcohol or drugs, or not obeying traffic signals.
Safe Drivers
Individuals who exhibit behaviors and practices that significantly reduce the likelihood of being involved in accidents or receiving traffic citations.
Information Asymmetry
A situation where one party in a transaction has more or superior information compared to another. This can cause market inefficiencies and power imbalances.
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