Which of the following choices correctly states how funds are assumed to be reinvested under the net-present-value method and the internal-rate-of-return method? 
Definitions:
Concrete Thinking
A style of thinking that is literal and focused on the physical world, lacking in abstraction or the ability to generalize.
Thought Insertion
The belief that one's thoughts are not their own and have been inserted into their mind by an external source.
Idea of Reference
The belief that casual incidents and external events have a direct personal significance to oneself, often seen in paranoid thoughts.
Psychoeducational Groups
Support groups aimed at educating participants about their mental health conditions and coping strategies.
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