When Compared with Universal Life Policies and Whole Life Policies,which

question 122

Multiple Choice

When compared with Universal Life policies and Whole Life policies,which of the following is typically an advantage of a Term Life policy?

• A)cash value accumulation
• B)you can take a loan against the policy
• C)takes advantage of current interest rates
• D)low outlay
• E)generally fixed premium amount

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Definitions:

Stress Appraisal

The process by which individuals evaluate and cope with a stressful event, determining its significance and how to manage it.

Sympathetic Nervous System

Part of the autonomic nervous system that activates the body's resources for emergencies, producing a 'fight or flight' response.

Fight-Or-Flight

A physiological response to perceived harmful events, attacks, or threats to survival, initiating a hormonal cascade that prepares the body to fight or flee.

General Adaptation Syndrome

A three-phase psychological response to stress outlined by Hans Selye, involving alarm, resistance, and exhaustion stages.