A Bank That Is Looking at Your Past Payment Records

question 79

Multiple Choice

A bank that is looking at your past payment records on your loans is most likely examining which aspect of the 5 Cs of lending?

• A)character
• B)capacity
• C)collateral
• D)capital
• E)conditions

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Definitions:

Behavioral Questions

Questions designed to elicit examples of past behavior from individuals, often used in interviews to assess potential future performance.

Number of Counselors

Refers to the total count of counseling professionals available in a given setting or institution.

Service Provision

The act of supplying a service to meet the needs of individuals, groups, or communities.

Interpretation

The process of making sense of data, symbols, or actions by analyzing their meanings and implications.