Affan Chawdry Has Monthly Net Income of $1,050

question 49

Multiple Choice

Affan Chawdry has monthly net income of $1,050. He has a house payment of $450 per month, a car loan with payments of $250 per month, a Visa card with payments of $50 per month, and a credit card with a local department store with payments of $100 per month. What is Affan's debt payments-to-income ratio?

• A) 2.63
• B) 1.24
• C) 0.81
• D) 0.38
• E) 0.50

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Definitions:

Reinforcement Schedule

A plan or rule that determines how often a behavior is reinforced in operant conditioning.

Paycheck

A regular payment made by an employer to an employee, usually on a monthly or biweekly basis.

Variable Schedule

A variable schedule in the context of reinforcement refers to a procedure in which rewards are given at unpredictable intervals, influencing behavior.

Extinction

In psychology, the gradual weakening of a conditioned response when the conditioned stimulus is presented without the unconditioned stimulus.