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Which of the following is a way to reduce ATM surcharges?
Unethical Behaviour
Actions that violate moral principles or professional standards, often leading to negative consequences.
Benefit
An advantage or profit gained from something.
Moral Development
Refers to the process by which individuals acquire and apply moral norms and values, often evolving through various stages from basic to more advanced ethical reasoning.
Post Conventional
A level of moral development where individuals' ethics are guided by universal principles rather than societal norms or personal interests.
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