The formula for the Future Value Interest Factor of an Annuity (FVIFA) is 
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Definitions:
Ethnic Biases
Involves prejudice or favoritism towards certain ethnic groups over others, often resulting in discrimination or social inequality.
Domestic Technology
Technology and appliances designed for use in the home to improve living conditions and reduce household labor, such as kitchen appliances, cleaning devices, and home entertainment systems.
Housewives
Traditional term for women who manage their household's day-to-day tasks, including cleaning, cooking, and taking care of children, often without engaging in paid employment.
Chief Shopper
Typically refers to the primary individual within a household or organization responsible for making purchasing decisions and conducting the bulk of shopping activities.
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