You Would Like to Borrow Money Three Years from Now

question 13

Multiple Choice

You would like to borrow money three years from now to build a new building.In preparation for applying for that loan,you are in the process of developing target ratios for your firm.Which set of ratios represents the best target mix considering that you want to obtain outside financing in the relatively near future?

• A)Times interest earned = 1.7; debt-equity ratio = 1.6
• B)Times interest earned = 1.5; debt-equity ratio = 1.2
• C)Cash coverage ratio = 0.8; debt-equity ratio = 0.8
• D)Cash coverage ratio = 2.6; debt-equity ratio = 0.3
• E)Cash coverage ratio = 0.5; total debt ratio = 0.2

Differentiate symptoms of anxiety disorders from normal anxiety reactions.

Gain awareness of global prevalence rates for psychological disorders.

Understand the concept of risk and protective factors in the development of psychological disorders.

Recognize the symptoms and understand the classifications of specific phobias.

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Definitions:

Servants

Individuals employed to perform domestic duties for others, typically within a household, including tasks related to cleaning, cooking, and personal assistance.

Inherently Good

A philosophical view that suggests something possesses fundamental, moral positivity by its very nature.

Punishments

Consequences that are applied with the intention of reducing or eliminating an unwanted behavior by causing discomfort or displeasure to the individual receiving it.

Discipline

Discipline involves training or developing by instruction and exercise, especially in self-control or enforcement of orderly conduct, according to rules or principles.