Examlex
Despite many innovations in the lending process that made mortgage loans more accessible and affordable to the general public, many potential borrowers faced considerable barriers in qualifying for a loan and making a down payment. Which of the following types of loans was designed for a borrower with weak credit, those who seek 100 percent financing, or who cannot document their income?
Implicit Association
The subconscious linking of two concepts or objects, which can influence attitudes, beliefs, and behaviors without the individual's awareness.
Other-Race Effect
A bias toward recognizing faces of the race one has the most exposure to, typically their own race.
Ingroup Bias
The inclination to prefer one's own group to other groups.
Outgroup Homogeneity
The tendency to view members of an outgroup as more similar to each other than they actually are, often leading to stereotypes.
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