The Basic Factors to Be Evaluated in the Credit Evaluation

question 16

Multiple Choice

The basic factors to be evaluated in the credit evaluation process,the five Cs of credit,are:

• A)conditions, control, cessation, capital, and capacity.
• B)conditions, character, capital, control, and capacity.
• C)capital, collateral, control, character, and capacity.
• D)character, capacity, control, cessation, and collateral.
• E)character, capacity, capital, collateral, and conditions.

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Definitions:

Dizygotic Twins

Also known as fraternal twins, they are siblings born from separate eggs fertilized by separate sperm cells, sharing 50% of their genetic material.

Extraversion

A personality trait characterized by sociability, talkativeness, assertiveness, and a high level of activity and enthusiasm.

Factor Analysis

A statistical technique that explains the variation among observed, correlated variables by a smaller number of unseen variables known as factors.

Biological Children

Offspring to whom one has contributed genetic material through reproduction.