Which of the Following Debt Collection Practices Is/are Prohibited by the Fair

question 49

Multiple Choice

Which of the following debt collection practices is/are prohibited by the Fair Debt Collection Practices Act?

• A)Contacting a debtor at work if the debtor's employer objects
• B)Misrepresenting the collection agency as a lawyer or police officer
• C)Contacting a debtor before 8 a.m.or after 9 p.m.
• D)Contacting a debtor at work if the debtor's employer objects,misrepresenting the collection agency as a lawyer or police officer,and contacting a debtor before 8 a.m.or after 9 p.m.
• E)Contacting a debtor at work if the debtor's employer objects and misrepresenting the collection agency as a lawyer or police officer are prohibited,but not contacting a debtor before 8 a.m.or after 9 p.m.

Differentiate between psychologically healthy and unhealthy forms of optimism and pessimism.

Understand the influence of geographic location on subjective well-being.

Discern the impact of sensation seeking on daydreaming and subjective experiences.

Recognize the contribution of positive psychology in understanding well-being.

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