What Is the Most Secure Type of Authentication

question 18

Multiple Choice

What is the most secure type of authentication?

• A) Something the user knows such as a user ID and password
• B) Something the user has such as a smart card or token
• C) Something that is part of the user such as a fingerprint or voice signature
• D) Combination of all of these

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Definitions:

Residual Income

The net income an investment generates above the minimum rate of return expected by managers or investors.

Imputed Interest Charge

The interest payment that tax authorities assume on a loan, even if no interest payment exists.

Responsibility Centres

Units or departments within an organization, each with specific responsibilities and performance metrics to manage financial outcomes.

Imputed Interest Rate

The estimated rate of interest, often applied in situations where no actual interest rate is specified in a financial transaction.