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What Requires the User to Provide Two Means of Authentication

question 40

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What requires the user to provide two means of authentication, what the user knows (password) and what the user has (security token) ?


Definitions:

Interest Rate

The fraction of a total sum charged for borrowing it, often shown as a rate per year.

Expected Rate of Profit

Expected profits divided by money invested.

Disposable Income

The sum of funds households can spend and save after deducting income taxes.

APS

Average Propensity to Save, which measures the proportion of income that is saved rather than spent.

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