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Philip believes that moral values inherent in humankind should form the basis of law and that these principles are a higher authority than human-made law. Philip is a proponent of:
E-money Transactions
Financial transactions carried out electronically, using digital currencies or electronic substitutes for cash.
Electronic Fund Transfer Act
A US federal law designed to protect consumers engaging in electronic transfers, including ATM transactions, direct deposits, and other electronic payments.
Commercial
Related to the buying and selling of goods and services or to business activities in general.
Consumer
An individual who purchases goods or services for personal use rather than for manufacturing or resale.
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