Which of the Following Debt Collection Practices Would Be Legal

question 49

Multiple Choice

Which of the following debt collection practices would be legal under the federal Fair Debt Collection Practices Act?

• A)Using physical force on a debtor to recover debt
• B)Making repeated phone calls to a debtor with the intent to harass
• C)Contacting a debtor in an unfair,abusive,or deceptive manner
• D)Contacting third parties for the purpose of locating a debtor

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Definitions:

Extinction

In behavioral psychology, the gradual decrease and eventual elimination of a conditioned response when it is no longer reinforced.

Unconditioned Stimulus

A stimulus that naturally triggers a response without the need for prior learning.

Conditioned Stimulus

A previously neutral stimulus that, after being associated with an unconditioned stimulus, comes to elicit a conditioned response.

Unconditioned Response

An automatic, natural reaction to a stimulus that occurs without previous conditioning or learning.