Which of the Following Is True of Credit Reporting Protections

question 20

Multiple Choice

Which of the following is true of credit reporting protections provided to consumers under the federal Fair Credit Reporting Act (FCRA) ?

• A)In case of inaccurate information in a credit file,the concerned credit reporting agency must make the correction,usually within 90 days.
• B)If a person makes a request,the concerned credit reporting agency must give the person a list of all those who have recently sought information about him or her.
• C)Credit reporting agencies do not need a written consent from a person to provide information to the person's employer or prospective employer.
• D)Negative information more than two years old must not be reported in a consumer's credit file.

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Definitions:

Relative Size

Pertains to the comparative magnitude or extent of something in relation to something else.

Identical Twins

Twins who are genetically identical, resulting from the fertilization of a single egg that then splits into two.

Viewer Perception

The process by which viewers interpret and make sense of visual stimuli or media content based on their personal background and experiences.

Texture Gradients

Are perceptual cues that suggest depth by illustrating how rough or smooth objects appear as they recede into the distance.