Which of the Following Statements Is True

question 36

Multiple Choice

Which of the following statements is true?

• A)Under BIS, the capital charge is calculated as DEAR multiplied by the square root of 10 multiplied by 3.
• B)The idea of a minimum multiplication factor of 3 is to create a scheme that is 'incentive compatible'.
• C)Regulators can punish FIs that underestimate their capital charges by raising the multiplication factor to as high as 5.
• D)Under BIS, the capital charge is calculated as DEAR multiplied by the square root of 10 multiplied by 3 and the idea of a minimum multiplication factor of 3 is to create a scheme that is 'incentive compatible'.

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Definitions:

Onity Locks

Electronic lock systems developed by Onity, commonly used in hotels around the world, designed to provide secure and efficient access to rooms via keycards.

Tailgating

A security breach tactic where an unauthorized person follows an authorized person into a restricted area or system, typically without their knowledge.

ID Badge

A card or badge showing the identity of the person carrying it, often used in workplaces for security and identification purposes.

Phishing Attacks

Fraudulent attempts to obtain sensitive information by disguising oneself as a trustworthy entity in electronic communications.