Which of the Following Observations Concerning Credit Unions Is Not

question 39

Multiple Choice

Which of the following observations concerning credit unions is not true?

• A)They invest heavily in corporate securities.
• B)Member loans constitute a majority of their total assets.
• C)They engage in off-balance-sheet activities.
• D)They focus more on providing services and less on profitability.

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Definitions:

Workload

The amount of work assigned to or expected from a person within a specified time period.

Cortisol

A steroid hormone produced by the adrenal glands, involved in stress responses and metabolism regulation.

External Locus

A psychological concept referring to individuals who believe that external forces or events primarily control their life outcomes.

Depression

A state of mental distress denoted by a lasting sense of gloom or lack of involvement in routine interests, significantly eroding the ability to manage daily life.