Financial Intermediaries

question 22

Multiple Choice

Financial intermediaries:

• A) act as a third party by holding a portfolio of assets and issuing claims based on them to savers.
• B) issue claims on future cash flows of individual borrowers directly to lenders.
• C) transmit funds directly between lenders and borrowers.
• D) usually provide lenders with lower returns than other financial institutions.

---

Definitions:

Stage IV Pressure Ulcer

A severe pressure injury characterized by extensive damage to muscle, bone, or supporting structures under visible skin loss.

Full-Thickness Wound Repair

A medical procedure to close wounds where all layers of the skin and sometimes underlying tissues are involved, requiring more complex closures.

Tertiary Intention

A wound healing process where the wound is intentionally left open due to infection or contamination and is closed later by surgical intervention after the infection has been controlled.

Darkly Pigmented Skin

Skin that has a high level of melanin, giving it a darker appearance compared to skin with lower melanin levels.