Residents of Poor and Minority Communities Often Receive More Exposure

question 59

True/False

Residents of poor and minority communities often receive more exposure to environmental toxins than people who live in wealthier communities.

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Definitions:

Variable Interest Rate

An interest rate that can fluctuate over time based on underlying benchmarks or indices, affecting the cost of borrowing or the yield on savings.

APR

Annual Percentage Rate, the yearly interest charge for borrowing, expressed as a percentage of the principal loan amount.

Truth in Lending Act

A federal law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.

Home Equity Plan

A financial arrangement allowing homeowners to borrow against the equity of their home, typically through a line of credit or a loan.