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Joseph has been Leon's account executive for several years. Leon has been questioning Joseph's integrity because it appears as though Joseph might be churning. If Leon wants to take formal action about his concern, he likely will be required to use an arbitration board.
Speculative Demand
The demand for goods not for immediate consumption, but for investment purposes with the hope of future price appreciation.
Commercial Banks
Financial institutions that accept deposits, offer various loans, and provide other financial services, like wealth management and currency exchange.
Savings And Loan
Financial institutions that primarily engage in accepting savings deposits and making mortgage loans.
Reserve Requirements
Criteria set by central banks for the minimal amount of reserves that must be kept by banks against the deposits they hold.
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