Frank,age 38,was Hit by a Car and Died

question 61

Multiple Choice

Frank,age 38,was hit by a car and died.Which of the following riders provided an additional benefit for his heirs?

• A) Waiver of premium disability benefit
• B) Accidental death benefit
• C) Guaranteed insurability option
• D) Cost-of-living protection
• E) Accelerated benefits

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Definitions:

Short-term Memory

The power to hold a minimal amount of details in a readily accessible state for a limited period.

Long-term Memory

The aspect of memory in which information is stored for extended periods, ranging from several minutes to a lifetime.

Retroactive Interference

A memory impairment phenomenon where new information interferes with the recall of old information.

Encoding

The initial process of transforming sensory information into a form that can be stored and recalled later from the memory.