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Explain three of the following riders:
a.Waiver of premium disability benefit.
b.Accidental death benefit.
c.Guaranteed insurability option.
d.Cost-of-living protection.
e.Accelerated benefits.
f.Second-to-die.
Creativity
The ability to produce original and unusual ideas, or to make something new or imaginative.
Perceived Overqualification
Refers to an individual's belief that their skills, education, or experience exceed the requirements of their current job.
Truthfulness
The quality of being honest and providing accurate information or representations.
Image Creation
The process of generating a visual representation of an object, scene, or abstract concept.
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