Explain Three of the Following Riders

question 53

Essay

Explain three of the following riders:
a.Waiver of premium disability benefit.
b.Accidental death benefit.
c.Guaranteed insurability option.
d.Cost-of-living protection.
e.Accelerated benefits.
f.Second-to-die.

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Definitions:

Bystander Effect

The tendency for any given bystander to be less likely to give aid if other bystanders are present.

Interpersonal Attraction

A force that draws people together, leading to friendship or romantic relationships.

Physical Arousal

A physiological response of the body to stimuli, leading to increased heart rate, respiration, and energy preparation.

Proximity

The physical or psychological closeness between people, which can influence attraction and the formation of relationships.