If You Have a Loss Due to a Flood

question 95

Multiple Choice

If you have a loss due to a flood,

• A) Your homeowner's insurance should normally cover the loss.
• B) You need to have purchased special coverage if you live in an area that has frequent floods in order to be covered.
• C) FEMA (Federal Emergency Management Agency) will automatically provide coverage if this is your second flood loss.
• D) You need an umbrella policy for coverage.
• E) Your additional living expenses coverage will apply if you move to an area that has not flooded in one year.

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Definitions:

Differential Count

A lab test that measures the amounts of different types of white blood cells in the blood, used to diagnose and monitor various diseases and conditions.

Hematocrit

A measure of the proportion of blood volume that is occupied by red blood cells.

Hemolytic Disease

A condition often occurring in newborns where there is rapid destruction of red blood cells, leading to anemia; commonly due to maternal-fetal blood group incompatibility.

Placenta

An organ that develops in the uterus during pregnancy, providing oxygen and nutrients to the growing fetus while removing waste products.