Home Insurance Policies Include Coverage for All of the Following

question 57

Multiple Choice

Home insurance policies include coverage for all of the following except

• A) Credit card fraud.
• B) The cost of removing damaged property.
• C) Temporary repairs after a loss to prevent further damage.
• D) Business property.
• E) Emergency removal of property to protect it from damage.

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Definitions:

Police Power

The inherent authority of a government to impose restrictions on private rights for the sake of public welfare, order, and security.

Jurisdiction

The official power to make legal decisions and judgments, often within a defined area of responsibility or over certain types of legal cases.

Citizenry

The collective group of citizens or inhabitants of a particular jurisdiction, often referred to in context of their rights, duties, and participation in civic life.

Dormant Commerce Clause

A legal doctrine that prohibits states from enacting legislation that discriminates against or excessively burdens interstate commerce.