Amber Had Permission from Bradley to Borrow His Car to Run

question 54

Multiple Choice

Amber had permission from Bradley to borrow his car to run some errands. Unfortunately, while Amber was driving, she looked down to change songs on her iPod and sideswiped a car and hit a bicyclist. Based on her experience, which of the following would be true?

• A) Amber's insurance company should refuse coverage of her medical payments because she was not driving in her own vehicle.
• B) The insurance company of the owner of the sideswiped car should pay for all damages since the car was illegally parked.
• C) Amber's insurance should not cover any damage since she carried liability, collision, and comprehensive coverage.
• D) The bicyclist should cover his own medical expenses because he was at fault for riding on the road.
• E) Amber's insurance policy should cover any property damage claims since she was driving Bradley's car with his permission.

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Definitions:

Distinct Subunits

Independent, identifiable components that together form a complex structure or system.

Analyzing

The examination and evaluation of detailed information in order to understand it better or to draw conclusions from it.

Bipolar Cell

A type of neuron found in the retina that acts as an intermediary between photoreceptors and ganglion cells, transmitting visual information.

Rods

Photoreceptor cells in the retina of the eye that are highly sensitive to light and enable vision in low-light conditions but do not mediate color vision.