When Evaluating Your Credit Application,a Lender May NOT

question 123

Multiple Choice

When evaluating your credit application,a lender may NOT

• A) Ask your date of birth.
• B) Deny you credit if you receive public assistance.
• C) Request a list of the ages of your dependents.
• D) Inquire if you ever received credit before from that lender.
• E) Ask the income of your spouse if you have a joint application.

---

Definitions:

Development

The process of growth, progress, or evolution, often marked by successive stages.

Learning

The acquisition of knowledge, skills, behaviors, or attitudes through experience, study, or teaching.

Conditioned Stimulus

A previously neutral stimulus that, after being repeatedly paired with an unconditioned stimulus, elicits a conditioned response.

Unconditioned Response

An innate, spontaneous response to a stimulus that happens without any previous instruction or training.