Which of the Following Is True About Disability Insurance

question 56

Multiple Choice

Which of the following is true about disability insurance?

• A) It benefits the disabled employee only for the first year of disability.
• B) Payments under short-term plans are lesser than that of long-term plans.
• C) It pays about 50% to 70% percentage of the employee's salary in case of disability.
• D) Most employers offer long-term disability plans.
• E) It offers coverage when the employee's dependent is disabled.

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Definitions:

Federal Statute

A law enacted by the federal government of a country.

State Constitutional Provision

A legal provision or amendment within a state's constitution that outlines specific rights, responsibilities, or regulations unique to that state.

Procedural Due Process

Procedural due process is the legal requirement that the state must respect all the legal rights owed to a person, including ensuring fair procedures when it seeks to deprive a person of life, liberty, or property.

Equal Protection

A constitutional principle in the United States requiring that states guarantee the same rights, privileges, and protections to all citizens.