During a Meeting to Discuss Ways to Cut Costs on Benefit

question 33

Multiple Choice

During a meeting to discuss ways to cut costs on benefit packages,the vice president of the company,Harold,suggests getting long-term disability insurance for all employees.Alexis,HR manager,disagrees with him stating that short-term disability coverage is more advantageous.Which of the following supports Alexis' statement?

• A) Short-term disability coverage is offered by few employers, which leads to a competitive advantage.
• B) Long-term disability coverage does not have any limits on the amount to be paid each month to employees.
• C) Short-term disability plans limit maximum coverage in a month, which makes them more affordable for the company.
• D) The nature of work is such that the level of risk involved is high and injuries could be permanent.
• E) The majority of the workforce is middle-aged and prefers long-term coverage.

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