DrMacallan Is a Behavioral Therapist

question 64

Multiple Choice

Dr.Macallan is a behavioral therapist.When treating a person with schizophrenia,Dr.Macallan takes his client out to dinner in order to show what behaviors are appropriate when dining in public.Dr.Macallan is using ________ to help his client.

• A) a token economy
• B) unconditional positive regard
• C) cognitive restructuring
• D) modeling

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Definitions:

Mutual Funds

Funds that aggregate capital from numerous investors to acquire a varied collection of shares, bonds, or alternative financial instruments.

12b-1 Fee

A fee found in the expense ratio of some mutual funds, meant to cover marketing, distribution, and other costs.

Front-end Load

An upfront sales charge investors pay when they purchase mutual fund shares, which reduces the amount of the investment.

Back-end Load

A fee paid by investors when selling mutual fund shares, typically decreasing over time the longer shares are held, designed to discourage quick withdrawals.