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According to the text, outsourcing is hiring others to do noncore activities.
Collecting Bank
A bank that handles the processing of payments (like checks) on behalf of the payee or a client bank.
Material Alteration
A substantial change to a document or agreement that affects its essence or legal effectiveness.
Genuine Signatures
Authentic and original signatures that verify the identity of signatories and their intent.
Unauthorized Signatures
Signatures made without the express permission or authority of the person purported to sign, potentially leading to legal complications in contract enforcement.
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