All of the Following Would Reduce the Agency Problems of the Originate-To-Distribute

question 4

Multiple Choice

All of the following would reduce the agency problems of the originate-to-distribute model except

• A)encouraging more complex mortgage products.
• B)more stringent licensing requirements.
• C)clearer disclosure of mortgage terms.
• D)discouraging borrowers from "getting in over their head."

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Definitions:

Feminism

A movement and ideology that advocates for women's rights and equality between genders, challenging patriarchal norms and structures.

Gender Inequality

The unequal treatment or perceptions of individuals based on their gender, which often results in disparities in rights, opportunities, and status.

Individual Experience

The unique and subjective lived experiences and perceptions of a person, shaped by their interactions, environment, and personal history.

Rationality

The quality of being based on or in accordance with reason or logic; the ability to make sensible, logical decisions.