The Driving Force Behind the Securitization of Mortgages and Automobile

question 65

Multiple Choice

The driving force behind the securitization of mortgages and automobile loans has been

• A) the rising regulatory constraints on substitute financial instruments.
• B) the desire of mortgage and auto lenders to exit this field of lending.
• C) the improvement in computer technology.
• D) the relaxation of regulatory restrictions on credit card operations.

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Definitions:

ICANN

The Internet Corporation for Assigned Names and Numbers, responsible for coordinating the maintenance and methodologies of several databases related to the namespaces of the Internet, ensuring the network's stable and secure operation.

Media Companies

Organizations involved in the production, distribution, or broadcasting of media content.

Mergers and Acquisitions

Business activities where companies are bought, sold, or combined to improve competitiveness, expand operations, or enter new markets.

Western Media Companies

Organizations based in the Western world, particularly in Europe and North America, that produce and distribute content such as news, entertainment, and information.