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Atopy and anaphylaxis are hypersensitivities in the category
Effective Interest Rate
The real cost of borrowing, taking into account the effects of compounding interest.
Debt Security
A financial instrument representing a loan made by an investor to a borrower, typically corporate or governmental, where the borrower is obligated to pay back with interest.
Expected Cash Flows
The estimated amount of money to be received or paid out over a period in the future.
Other-Than-Temporary Impairments
Losses recognized on investments when a decline in value is judged to be long-term rather than temporary, impacting the value of securities on a balance sheet.
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