A Report Containing Information Solely as to Transactions Between the Consumer

question 67

True/False

A report containing information solely as to transactions between the consumer and the person making the report is not a "consumer report" covered by the Fair Credit Reporting Act (FCRA).

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Definitions:

Predetermined Plan

A strategy or course of action decided in advance of execution, often set to achieve a specific goal.

Ethic of Caring

A moral framework that emphasizes responsiveness to the needs of others and prioritizes nurturing relationships.

Supersedes

To take the place of a previous item or condition, often implying superiority or advancement.

Growing in Caring

Refers to the developmental process of enhancing one's capacity to care for others, often in a personal or professional caregiving context.