The "_____" Provisions of the FCRA Requires That Consumers Who

question 75

Multiple Choice

The "_____" provisions of the FCRA requires that consumers who are seeking credit for personal, family, or household purposes be informed if their application is denied because of an adverse credit report.

• A) server
• B) subscriber
• C) access
• D) content
• E) user

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Definitions:

Nonfinancial Reinforcement

Motivational strategies that do not involve monetary rewards but rather recognition, feedback, and opportunities for growth.

Social Reinforcement

Using positive or negative social cues, like approval or disapproval, to influence and modify behavior.

Law of Effect

A principle stating that behaviors followed by positive outcomes are likely to be repeated, whereas behaviors followed by negative outcomes are not.

Human Behavior

The range of actions and mannerisms exhibited by humans in conjunction with their environment, influenced by culture, attitudes, emotions, values, and genetics.