From 1950 to 2007, the Average Return in the Stock

question 57

Multiple Choice

From 1950 to 2007, the average return in the stock market, as measured by the S&P 500, was 13.2 percent and a standard deviation of 17 percent. Given this information, which of the following statements is correct?

• A) With an average return this high, it is unlikely that an investor will lose money in the stock market in the next year or two.
• B) With a standard deviation this high, it is likely that an investor will lose money in some years over a 25-year investment period.
• C) This investment is not very good since the standard deviation is greater than the average return.
• D) All of these choices are correct.

Understand the role and usage of the Diagnostic and Statistical Manual (DSM) in social work practice.

Recognize the importance of safety measures and ethical considerations in making home visits.

Identify client problem categories and the strengths that should be assessed in the social work process.

Grasp the evolution of social work practices and theories over time, especially during the 1960s.

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Definitions:

Depositary Bank

The first bank to receive a check for payment.

Check Is Drawn

The process by which a check is issued by an account holder, instructing their bank to pay a specified sum to a party named on the check.

Check-Processing Time

The duration it takes for a bank to process a check payment, clearing the funds from the payer's account to the payee.

Overdrafts

A financial situation where an individual withdraws or spends more money than is available in their account, leading to a negative balance.