The Five Cs of Credit Refer to The

question 37

Multiple Choice

The five Cs of credit refer to the:

• A) credit reports issued by Dun and Bradstreet.
• B) interpretation of numerical credit scoring systems.
• C) attributes that help determine creditworthiness.
• D) financial ratios used to determine a customer's creditworthiness.

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Definitions:

Cognitive Therapy

A psychological treatment approach that seeks to address maladaptive thinking patterns to alleviate psychological distress and promote adaptive behavior and cognition.

Behavior Can Be Conditioned

The concept that actions can be influenced or learned through associations with outcomes or stimuli, as seen in classical and operant conditioning.

Unconscious Thoughts

Mental processes that occur automatically and are not available to introspection.

How You Think

Refers to the processes and patterns involved in an individual's cognition or thought, including reasoning, problem-solving, and making judgments.