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Which of the following is NOT an element of the quality cycle?
Chapter 7
A provision of the U.S. Bankruptcy Code that involves the liquidation of a debtor's assets to pay off creditors.
Debtor's Estate
All legal rights, interests, and properties owned by a debtor at the time of bankruptcy filing.
Creditor
A person or entity that lends money or extends credit to another party.
Declare Bankruptcy
The formal process by which an individual or business legally declares their inability to pay outstanding debts.
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