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A DISADVANTAGE of applying classical test theory (CTT) in test development is that
Bankruptcy Code
A collection of laws and regulations that govern the process of bankruptcy in the United States, providing a legal framework for resolving insolvency.
Discriminate
To treat someone differently or less favorably because of their race, gender, age, or other characteristic.
Insolvent
The condition of being unable to pay debts as they fall due, or having liabilities that exceed the value of assets.
Chapter 13
A type of bankruptcy in the United States that allows individuals with a regular income to develop a plan to repay all or part of their debts under the bankruptcy court's protection.
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