Assume you are observing the night sky from a typical city in the United States at a latitude of +40°.Use the figure below to determine which month it is if the zodiac constellation Taurus is on your meridian at midnight. 
Definitions:
Interest Rates
The price, expressed as a percentage of the principal, that a lender demands from a borrower for the borrowing of assets.
Frederick Macaulay
An economist known for pioneering the concept of bond duration, which measures the sensitivity of a bond's price to changes in interest rates.
Duration Concept
A measure of the sensitivity of a bond's price to changes in interest rates, gauging how much a bond's price will change for a given fluctuation in rates.
Price Volatility
The degree of variation in the price of a financial instrument, commodity, or market index over time, often measured by the standard deviation of returns.
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